[fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”][fusion_title size=”1″ content_align=”left” style_type=”default” sep_color=”” margin_top=”2px” margin_bottom=”2px” class=”” id=””]LES CONCEPTS DE BASE[/fusion_title][/fusion_builder_column][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”][fusion_tagline_box backgroundcolor=”” shadow=”no” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”top” content_alignment=”left” link=”” linktarget=”_self” modal=”” button_size=”small” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”Les concepts de base sont développés plus largement dans le livre. Cependant, les éléments ci-dessous donnent les éléments clés.” description=”” margin_top=”” margin_bottom=”25px” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””][/fusion_tagline_box][/fusion_builder_column][fusion_builder_column type=”1_3″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ class=”” id=””][fusion_tagline_box backgroundcolor=”#e2e2e2″ shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”none” content_alignment=”center” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”La bourse n’est pas un jeu à somme nulle. Elle monte sur le long terme de façon très significative.” description=”” margin_top=”10px” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””][/fusion_tagline_box][fusion_tagline_box backgroundcolor=”#e2e2e2″ shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”none” content_alignment=”center” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”La performance moyenne des fonds est la performance du marché moins leurs frais (environ 2% par an).” description=”” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””][/fusion_tagline_box][fusion_tagline_box backgroundcolor=”#e2e2e2″ shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”none” content_alignment=”center” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”La diversification permet de réduire très significativement le risque.” description=”” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””]
[/fusion_tagline_box][/fusion_builder_column][fusion_builder_column type=”1_3″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ class=”” id=””][fusion_tagline_box backgroundcolor=”#e2e2e2″ shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”none” content_alignment=”center” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”Investir dans la durée permet de limiter les risques et de profiter plus sereinement de la performance de l’ensemble des actifs, en particulier des actions.” description=”” margin_top=”10px” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””][/fusion_tagline_box][fusion_tagline_box backgroundcolor=”#e2e2e2″ shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”none” content_alignment=”center” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”Les intérêts composés sont d’une extrême puissance. Quelques % de performance annuelle gagnés créent une gigantesque différence sur le long terme.” description=”” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””][/fusion_tagline_box][/fusion_builder_column][fusion_builder_column type=”1_3″ last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ class=”” id=””][fusion_tagline_box backgroundcolor=”#e2e2e2″ shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”none” content_alignment=”center” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”Le marché est efficient. Battre le marché relève plus souvent de la chance que de la compétence.” description=”” margin_top=”10px” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””][/fusion_tagline_box][fusion_tagline_box backgroundcolor=”#e2e2e2″ shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”none” content_alignment=”center” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”Il est possible d’investir pratiquement gratuitement dans le marché.” description=”” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””][/fusion_tagline_box][fusion_tagline_box backgroundcolor=”#e2e2e2″ shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”none” content_alignment=”center” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”Il n’est pas possible de prévoir quel gestionnaire de fonds pourrait le mieux performer à l’avenir.” description=”” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ class=”” id=””][/fusion_tagline_box][/fusion_builder_column][fusion_builder_column type=”1_2″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ class=”” id=””][fusion_testimonials design=”clean” backgroundcolor=”#aecbe8″ textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Eugène Fama” avatar=”image” image=”http://www.epargnant30.fr/wp-content/uploads/2015/10/fama3-150×150.jpg” image_border_radius=”” company=”Prix Nobel d’économie” link=”” target=”_self”]Seuls 3% des gestionnaires arrivent à avoir une performance qui permet de couvrir les coûts. Cela signifie que même les meilleurs gérants n’auront pas une meilleure performance qu’un fonds indiciel low cost et que 97% feront moins bien.[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”1_2″ last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ class=”” id=””][fusion_testimonials design=”clean” backgroundcolor=”#aecbe8″ textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Warren Buffet” avatar=”image” image=”http://www.epargnant30.fr/wp-content/uploads/2015/10/buffett_3-150×150.jpg” image_border_radius=”” company=”Investisseur de légende” link=”” target=”_self”]Mon conseil ne peut pas être plus simple : mettre 10% de son portefeuille en obligations d’État et 90% sur des actions au travers d’un fonds suivant un indice pour un très faible coût. Je pense que les résultats à long terme seront meilleurs que pour les investisseurs s’appuyant sur des fonds à frais élevés.
[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]